Date Calculator
Count the days between two dates, with business days, weeks, and a years-months-days breakdown that lands exactly on your end date. Leap years handled.
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CalcVerdict
Free, fast, source-cited calculators that work without JavaScript. Every result is a shareable link, every formula is tested against a published authority.
Date & Time
Age Calculator
Calculate age in completed years, months and days for any explicit comparison date, with exact elapsed days and the next birthday shown.
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Financial
Mortgage Calculator
Work out your monthly mortgage payment with taxes, insurance, PMI and HOA, then see the full amortization schedule and what the loan really costs.
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FHA Loan Calculator
Estimate your FHA loan payment with upfront and annual MIP, taxes, insurance and HOA, using HUD’s own mortgage insurance rate table and cancellation rules.
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VA Mortgage Calculator
Calculate your VA loan monthly payment with accurate funding fees, interest costs, and amortization based on current rates and loan terms.
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APR Calculator
Calculate the APR on a loan including fees, and see how far the annual percentage rate sits above the note rate you were quoted.
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Personal Loan Calculator
Work out the monthly payment, total interest and payoff timeline on a fixed-rate personal loan, and see what paying a little extra each month would save you.
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Compound Interest Calculator
See what regular saving really becomes: future value, total interest and the true APY for any rate, term and compounding frequency, year by year.
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Interest Calculator
Work out the interest a lump sum earns, compare simple against compound, and see the APY that any quoted rate and compounding schedule really pays.
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Interest Rate Calculator
Know the loan amount, the monthly payment and the term but not the rate? Solve for the interest rate you are really paying, using the Regulation Z method.
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Finance Calculator
Solve any one of the five time-value-of-money variables — periods, rate, present value, payment or future value — from the other four, with signed cash flows.
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IRA Calculator
Work out how much of your traditional IRA contribution is deductible, then compare traditional against Roth on what each actually leaves you after tax.
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RMD Calculator
Work out your required minimum distribution from the IRS Uniform Lifetime Table, and project what you must withdraw from an IRA year by year from age 73.
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Income Tax Calculator
Work out your 2026 federal income tax from the official IRS brackets, see your marginal and effective rate, and exactly what each tax bracket cost you.
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Salary Calculator
Convert pay between hourly, daily, weekly, biweekly, semimonthly, monthly and annual using the FLSA conversion, and see what an hour actually worked is worth.
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Retirement Calculator
See what your savings reach by retirement, the nest egg your income goal really needs, and the monthly contribution that closes the gap. Inflation-adjusted.
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Auto Loan Calculator
Work out a car payment the way a dealer does — sales tax, title and fees financed, trade-in and negative equity included, with the total interest shown.
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Amortization Calculator
Build a dated amortization schedule for any fixed-rate loan, split every payment into principal and interest, and see how extra payments change payoff.
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401k Calculator
Project your 401(k) balance with salary growth, employee deferrals, employer matching, monthly compounding, and the official 2026 IRS limits.
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Roth IRA Calculator
Estimate your 2025 or 2026 Roth IRA contribution limit from IRS income rules, then project the balance, contributions and tax-free growth over time.
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Student Loan Calculator
Estimate a fixed student loan payment, total interest and payoff time, then see how extra monthly principal could reduce the cost.
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Investment Calculator
Project an investment with monthly contributions, annual fees, and inflation. See growth, fee drag, and the ending value in today’s dollars.
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Rent vs Buy Calculator
Compare renting with buying by net worth, including mortgage equity, closing and selling costs, upkeep, rent growth, and invested cash differences.
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Social Security Calculator
Compare Social Security retirement benefits from age 62 to 70 using official SSA reductions, delayed credits, full retirement age, and rounding rules.
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Capital Gains Calculator
Estimate 2026 federal tax on a short- or long-term capital gain using sale proceeds, adjusted basis, filing status, and taxable income.
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Mortgage Payoff Calculator
Compare your current mortgage payoff with extra monthly principal or an immediate lump sum, and see the payoff date, interest, and time saved.
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Refinance Calculator
Compare a fixed-rate mortgage refinance with your current payment, including closing costs, break-even timing, five-year cost, and lifetime savings.
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House Affordability Calculator
See how much house you can afford from your income, debts and down payment using the 28/36 front-end and back-end ratios, with a full monthly breakdown.
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HELOC Calculator
Size your home equity line of credit, then see the interest-only draw payment, the amortizing repayment payment, and the payment shock between them.
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Home Equity Loan Calculator
Work out your home equity loan payment, how much you can borrow at your lender’s combined loan-to-value cap, total interest, and both loans together.
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Health & Fitness
BMI Calculator
Work out your body mass index from height and weight in either units, see which NHLBI category it falls in, and the healthy weight range for your height.
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Calorie Calculator
Work out the calories you need each day from the Mifflin-St Jeor equation and FAO activity levels, with targets for losing or gaining weight at a chosen rate.
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Math
Percentage Calculator
Calculate a percentage of a number, find what percentage one value is of another, or measure percentage change with exact decimal arithmetic.
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Scientific Calculator
Evaluate sine, cosine, tangent, logarithms, square roots and powers with decimal-safe inputs, degree or radian angles, and cited formulas.
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